Understand your payslip

Net salary and deductions calculator

Separate salary and allowances from deductions, and check insurance using your actual payroll amount or a selected contribution profile and period.

Enter the figures you want to check

A nonnegative value up to 1000000000, with at most two decimal places.

A nonnegative value up to 1000000000, with at most two decimal places.

Presets assume a Saudi employee covered by pension and SANED. Select the period and profile from GOSI records; use the actual amount for other cases.

Required for a preset rate. Enter the registered wage for this employer, up to SAR 45,000. It is not assumed to equal basic salary alone.

Used only with the actual-deduction option. Zero means no insurance deduction is added to this example.

A nonnegative value up to 100, with at most two decimal places.

A nonnegative value up to 1000000000, with at most two decimal places.

Calculations run only in your browser. Values are neither saved nor sent to us.

How are the results calculated?

Gross pay = basic salary + allowances.

Insurance = the entered actual amount, or registered wage × the selected profile and period rate.

Net pay = gross pay − insurance − (gross pay × other deduction rate) − fixed deductions.

Assumptions and limits

  • The new system applies to entrants without previous contribution periods at its commencement on 3 July 2024. Employee pension starts at 9% and rises by half a percentage point each July from 2025 to 11% in 2028; SANED adds 0.75% when applicable. Hiring date alone does not determine the profile.
  • Preset rates use the registered insurable wage for this employer. Employer contributions and occupational-hazard premiums are not deducted from the employee. Multiple employers and special cases are not classified automatically; check the current GOSI bill when applying the result.
  • This is an arithmetic check for a full month, not approval of a deduction or determination of coverage eligibility. Zero in an optional field omits that item. Review payroll records and applicable rules before adopting a deduction.

Official source: GOSI: new-system eligibility and contribution rates

Official source: GOSI: phased contribution schedule

Official source: GOSI: insurable wage and limits

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